FIRST UNION MORTGAGE CORPORATION, Plaintiff-Appellee, v. Galen J. SMITH, Defendant-Appellant, and George O. Hels; Shirley E. Hels, his wife; Patrick J. Lackey; Monica R. Lackey, his wife; Elisa McDowell; Jack T. McDowell, husband and wife, Defendants. No. 99-2238.United States Court of Appeals, Tenth Circuit. October 16, 2000. Appeal from the United States District Court for […]