MANUEL HERRERA AND LUPE HERRERA, PLAINTIFFS-APPELLEES, CROSS-APPELLANTS, v. FIRST NORTHERN SAVINGS AND LOAN ASSOCIATION, DEFENDANT-APPELLANT, CROSS-APPELLEE. Nos. 80-2311, 81-1019.United States Court of Appeals, Tenth Circuit. November 17, 1986. Page 897 Harvey Fruman, Santa Fe, N.M., for plaintiffs-appellees, cross-appellants. John A. Mitchell, (Christina L.G. Chavez of Mitchell, Alley Rubin, Santa Fe, N.M., was also on brief) […]