IN RE RUSSELL FRED BILLINGS AND JULIA DARLENE BILLINGS, DEBTORS. RUSSELL FRED BILLINGS AND JULIA DARLENE BILLINGS, APPELLANTS, v. AVCO COLORADO INDUSTRIAL BANK, APPELLEE. No. 86-2279.United States Court of Appeals, Tenth Circuit. January 27, 1988. Edward I. Cohen, Denver, Colo., for appellants. Richard D. Torpy of Torpy Farrell, Englewood, Colo., for appellee. Appeal from the […]