ADAIR STATE BANK, AN OKLAHOMA BANKING CORPORATION, PLAINTIFF-APPELLEE/CROSS-APPELLANT, v. AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, DEFENDANT-APPELLANT/CROSS-APPELLEE. ADAIR STATE BANK, AN OKLAHOMA BANKING CORPORATION, PLAINTIFF-APPELLEE, v. AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, DEFENDANT-APPELLANT. Nos. 89-5194, 89-5197, 90-5153.United States Court of Appeals, Tenth Circuit. November 25, 1991. Page 1068 Thomas H. Crouch of Meagher Geer, Minneapolis, Minn. […]